Creative, reliable & timely financing solutions
Built by real estate investors for real estate investors
Grand Coast understands what real estate investors need to succeed in today’s competitive marketplace.
Quick Turnaround Time
No Upfront Fees
Multiple Financing Products
Renovation & Construction Loans
Property Types: 1-4 Residential, Multifamily, Mixed-Use, Commercial (case-by-case)
Loan Amounts of $100,000 – $4,000,000
12-18 month loan terms
650+ Credit Score (680 if exit is a refinance)
Up to 85% Loan to Cost
Max 70% ARV/LTV
Property Types: 1-4 Residential, Multifamily, Mixed Use, Commercial (case-by-case)
Loan Amounts of $100,000 – $5,000,000
12-18 month loan term
650+ Credit Score
Debt Coverage minimum of 1.20X
Ability to refinance into small balance commercial program
What is your loan process?
Borrower submits loan application
Letter Of Intent
GC reviews and issues preliminary terms
Borrower signs LOI and submits additional documentation
GC completes analysis & underwriting
GC collects final closing documents from Borrower for closing
Ready To Close
Loan closes and funds are released
Private lenders provide investors flexibility and creative structures that traditional financing cannot offer. Additionally, private lenders can analyze and fund loans much faster than traditional financing without a drawn-out, cumbersome process.
Grand Coast will lend up to 80% of the total cost of a renovation product (change to project). The total cost represents the purchase price and the rehab costs associated with the project. The Loan to cost must be no higher than 70% of the After-Repair-Value (ARV) of the property.
Grand Coast’s loans are commercial transactions, so they are not for individuals. Our loans are for real estate investment companies.
Grand Coast will evaluate proof of funds on a case by case basis if the property is within Grand Coast’s lending criteria and a fully completed loan application is submitted. Grand Coast does not provide blanket proof of funds. Additionally, Grand Coast can only evaluate deals that are under contract.